Crypto.com is an app-first cryptocurrency exchange and platform, founded in 2016, offering spot trading, a crypto card and earn products. Per our June 2026 research, it holds EU MiCA CASP authorisation via Malta (MFSA), which we mark verified against the ESMA-register angle. Crypto.com is known for a consumer-facing mobile app and broad product range. We have not completed a hands-on test and publish no fees, supported-coin counts, withdrawal limits or rating until confirmed against a primary source. Crypto is high-risk; nothing here is financial advice.
Regulatory standing
Crypto.com is a private, app-first platform and, per our research, holds EU MiCA CASP authorisation through Malta (MFSA) — checkable on the ESMA register and the MFSA. A Malta CASP authorisation passports across the EU/EEA, underpinning its EU service. Its product range spans an exchange, a wallet app and card products, and the available mix varies by country.
Confirm which entity serves your country, check it against your national regulator, and read its terms for the products you want — card and earn products in particular are availability-sensitive — before depositing.
App, card and product range
Crypto.com leans heavily on a consumer mobile experience, including a crypto-linked card in some markets and earn-style products. Convenience can mask cost: the in-app simple buy flow may carry a spread, and card or earn terms (rewards, tiers, lock-ups) change and vary by country. Read the current terms rather than relying on a headline reward rate.
We do not publish card rates, earn yields or product specifics we have not verified against Crypto.com's current pages, because those figures change frequently and differ by jurisdiction.
Fees, coins and limits
Crypto.com publishes a maker-taker fee schedule, a supported-asset list and withdrawal limits that vary by product and region. We do not reproduce a figure we have not confirmed against its current pages. Check the live schedule on Crypto.com's own site, for the entity that serves your country, before you trade, and compare the in-app buy quote against the exchange order-book price.
Strengths & limitations
Strengths
- App-first platform (since 2016) with a broad consumer product range.
- Holds EU MiCA CASP authorisation via Malta (MFSA) per our research, checkable on the ESMA register.
Limitations
- Convenience-focused flows can carry a spread; card/earn terms change and vary by country.
- Product availability varies by jurisdiction — verify first.
- We have not completed a hands-on test, so we publish no fees, limits or rating.
Frequently asked questions
Is Crypto.com regulated in the EU?
Per our June 2026 research, Crypto.com holds EU MiCA CASP authorisation via Malta (MFSA), checkable on the ESMA register. A Malta CASP authorisation passports across the EU/EEA. Confirm the entity serving your country with your national regulator before depositing. This is information, not financial advice.
Are Crypto.com's card rewards worth it?
Crypto.com card and earn terms — rewards, tiers and any lock-ups — change frequently and vary by country, and we do not publish reward figures we have not verified. Read the current terms on Crypto.com's own site for your country before relying on a headline rate, and remember card rewards are not a measure of exchange safety. This is information, not financial advice.